Senator Ben Nelson is hoping the state receives the $1 million dollar grant that would allow a study to be conducted on establishing a Health Insurance Exchange.
“Could empower many Nebraskans with the ability to more easily compare policies, choose one fitting their needs and helping others buy coverage. I would also like to note there will be significant savings to the state due to Health Reform law.”
Senator Nelson says the cost savings the Nebraska Department of Insurance will see could go a long way in reducing health insurance premiums for residents.
“More than 20-million dollars a year is collected by insurance companies and just to pay for the comprehensive health insurance pool for Nebraskans who otherwise wouldn’t be insured due to pre-existing conditions. In 2014, this state program will not be necessary and phased out because of health reform so the states reportedly will save up to 180-million dollars from being able to disband this program for hard to insure Nebraskans.”
Starting Thursday, parts of the Health Care Reform Bill will be implemented and several will impact children. There are up to three insurance companies refusing to insure children due to possible pre-existing conditions. Senator Nelson says these would be stand alone policies and children can still receive coverage.
“Children can be covered under group plans and under their parent’s plans and under the group plans can be covered. I don’t know how many people are actually insuring children with stand alone plans.”
Nelson says state insurance departments will have to ask questions and find out the answers for Nebraskans.