And now, the recovery.
Many homeowners suffered damage in the thunderstorms Monday which brought strong winds, heavy hail, and even a few tornadoes to southeastern Nebraska as well as portions of northeastern Nebraska.
State Farm spokeswoman Ann Avery says agents have scattered over the area, assessing damage and helping clients file claims.
Avery encourages homeowners to take a few steps to help with the process.
“But if it is safe to do so, you might want to go out and inspect your house and your vehicle and see if you have damage,” Avery tells Nebraska Radio Network affiliate KLIN. “If you do have damage, and again if it’s safe to do so, to prevent further damage you might want to make temporary repairs. So, that might mean covering up leaks with a plastic tarp. That might mean boarding up a hole with some plywood just to prevent anything from getting worst if we do have additional storms.”
As for who to make the repairs, Avery says there are many good contractors in Nebraska.
“But you also want to be careful that there might be some folks who would take advantage of the situation and try to capitalize on the storm,” according to Avery. “So, a few things to think about as you’re selecting a contractor to make repairs: shop around, ask for recommendations, ask for references, check credentials.”
Avery also suggests never paying for work up front and never sign a contract with blank spaces, which could be altered later.
Other tips from State Farm:
- Customers can report a claim by contacting their insurance agent.
- If it’s safe to do so, inspect homes and vehicles for damage and make temporary repairs to prevent further damage. For example, board up holes with plywood and cover leaks with plastic sheeting.
- Document damage by taking pictures and if possible, move your personal belongings to prevent further damage.
- Policyholders should save receipts related to home repairs, vehicle towing, temporary housing, meals, and other living expenses. Expenses may be eligible for reimbursement after any required deductibles are met.
- If you have lost power, use flashlights instead of candles for emergency lighting.
- While there are many good contractors, please be wary of those who might try to capitalize on the storm.
- Shop around. Seek recommendations and check credentials.
- Always have a written, detailed estimate.
- Never pay for work up front.
- Never sign a contract with blank spaces, which could be altered later.
Jane Monich, KLIN, contributed to this story.