Reports show that there are more than one-million Americans on the Social Security disability waiting list. The wait time can be years and some people are dying before receiving any assistance. Former Nebraska Congressman Hal Daub served on the House Ways & Means and Long Term Care Sub-Committees in the 1980’s and explains how the system works.
Daub says, “That fund is a trust fund, a separate sub-trust fund and it is a slice of the workers contributions of 6.1% employee and 6.1% matching employer, which is call the Social Security Trust Fund. We don’t fund disability separately. We actually take that money away from the Social Security benefit fund to fund the disability fund.”
Daub says the system is bloated with slow moving administrative law judges and a significant amount of fraud. There are ways to fix the system to make it more cost effective, cut down on fraud and help more people in need of the benefit now.
Daub says, “I think the disservice is in the system. If you would change the rule for eligibility for disability and change the rule that says it won’t be awarded permanently. You will be reviewed. Somebody will look into to see if you have taken the steps to rehabilitate yourself, to get a job, get back to work and that I think would solve the fraud problem and the time delay.” He says there should be incentives for people to get off of disability and instead of people staying on it for life.
The report shows there are currently more than 10 million Americans currently getting Social Security disability benefits.